Another great result for our clients! The Michigan Court of Appeals affirmed the Washtenaw County Trial Court's finding that Farm Bureau Insurance unreasonably denied no-fault benefits for an accident victim and that sanctions were warranted against Farm Bureau. Of most significance was the Court's statement that an insurance company could not control the medical care of the injured party. The Court of Appeals stated:
"Insurance companies are not qualified to dictate an insured's course of medical treatment. The right to prescribe an insured's medical treatment belongs exclusively to an insured's treating medical providers. An insurance company has no authority to order an insured to enter into a detoxification program or to condition payment of an insured's no-fault benefits on successful detoxification."
The injured party was represented by Adrienne Logeman of the Logeman, Iafrate & Logeman, PC law firm. Click here to view the entire opinion.
Frequently Asked Questions
Find answers to what matters most about your case and how we work.
Can an insurance company dictate my medical treatment after an accident?
No. According to the Michigan Court of Appeals, insurance companies are not qualified to dictate an insured's course of medical treatment. The right to prescribe medical treatment belongs exclusively to your treating medical providers.
What happens if an insurance company unreasonably denies no-fault benefits?
If an insurance company unreasonably denies no-fault benefits, they may face sanctions from the court. In this case, the Michigan Court of Appeals affirmed that sanctions were warranted against Farm Bureau Insurance for their unreasonable denial.
Can an insurance company require me to complete a detoxification program before paying benefits?
No. The Michigan Court of Appeals has ruled that an insurance company has no authority to order an insured to enter into a detoxification program or to condition payment of no-fault benefits on successful detoxification.
What are no-fault benefits in Michigan?
No-fault benefits in Michigan are insurance benefits that accident victims are entitled to receive regardless of who caused the accident. These benefits typically cover medical expenses, lost wages, and other accident-related costs.
This article is provided for informational purposes only and does not constitute legal advice. Consult a qualified attorney at Logeman & Iafrate, P.C. for advice regarding your individual situation.
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