After a car accident in Wayne County, you depend on your no-fault insurance to cover medical bills and lost wages while you recover. But insurance companies don't always cooperate. From Detroit's busy freeways to suburban intersections in Dearborn, Livonia, and Westland, car accidents are common throughout Wayne County—and so are insurance disputes. At Logeman & Iafrate, P.C., we've spent over 45 years helping injured clients throughout Michigan recover the PIP benefits they deserve.
Insurance companies use various tactics to deny, delay, or terminate benefits. Whether your insurer is refusing to pay for treatment, terminating wage loss benefits, or challenging the reasonableness of your care, our attorneys know how to enforce your rights and recover what you're owed.
Michigan's No-Fault Insurance System in Wayne County
Michigan requires all auto insurance policies to include Personal Injury Protection (PIP) coverage. After a car accident anywhere in Michigan—including anywhere in Wayne County—your own insurance company pays for your medical care, lost wages, and other accident-related expenses, regardless of who caused the crash. The system is designed to provide prompt benefits without lengthy disputes over fault.
Significant reforms have changed Michigan's no-fault system in recent years. The benefits available depend on when your policy was issued and what coverage level you selected. Our attorneys review your specific policy to determine exactly what benefits you should receive.
PIP Benefits Available After a Wayne County Car Accident
PIP benefits cover the costs you face after a car accident, including:
- Medical expenses. All reasonable and necessary medical treatment related to your injuries, including emergency care, surgery, doctor visits, physical therapy, medications, and medical equipment.
- Lost wages. Up to 85% of your gross income for up to three years following the accident, with monthly maximums based on your coverage.
- Replacement services. Payment for household tasks you can no longer perform due to your injuries.
- Attendant care. Nursing or caregiving services if your injuries require help with daily activities.
- Rehabilitation. Vocational and occupational therapy to help you return to work and daily life.
- Mileage reimbursement. Compensation for travel to and from medical appointments.
Our attorneys identify all available benefits and pursue them aggressively.
Common PIP Disputes in Wayne County
Insurance companies use various tactics to deny or minimize PIP claims. Common disputes we resolve include:
- Arguments that treatment is not reasonable or necessary
- Attempts to attribute injuries to pre-existing conditions
- Unfavorable independent medical examination (IME) reports
- Denials based on late notice or technical violations
- Coordination of benefits disputes with health insurance
- Surveillance used to challenge injury claims
Our attorneys have extensive experience overcoming these defenses. We work with treating physicians, gather supporting evidence, and challenge improper denials through negotiation or litigation.
Third-Party Pain and Suffering Claims
In addition to PIP benefits, Michigan allows injured victims to sue the at-fault driver for pain and suffering damages—but only if your injuries meet specific legal thresholds. To pursue a third-party claim, you must prove:
- Serious impairment of body function. Your injuries have seriously impaired an important body function, the impairment is objectively manifested, and it affects your ability to lead a normal life.
- Permanent serious disfigurement. You have permanent scarring or disfigurement that is serious in nature.
This threshold is heavily contested by insurance companies. Our attorneys build comprehensive cases with medical documentation, expert testimony, and detailed evidence of how your injuries affect your daily activities, work, and relationships.
If you meet the threshold, you can pursue additional compensation including pain and suffering, excess medical expenses, full lost wages, permanent disability, and loss of consortium.
Why Choose Logeman & Iafrate for Your Wayne County No-Fault Claim?
Our attorneys have decades of experience handling no-fault insurance claims throughout Wayne County. We understand how local insurance adjusters operate, and we know how to enforce your rights when insurance companies fail to pay valid claims. Whether your case requires negotiation or aggressive litigation, we have the experience and resources to pursue the benefits you deserve.
We operate on a contingency-fee basis—you pay no legal fees unless we recover benefits on your behalf. We offer free consultations to evaluate your situation and explain your options. Let us handle the insurance company while you focus on your recovery.
Serving Wayne County Communities
We represent injury victims throughout Wayne County, including residents of Detroit, Dearborn, Livonia, Westland, Canton, Taylor, Southgate, Allen Park, Lincoln Park, Wyandotte, Trenton, Romulus, Garden City, Wayne, Inkster, and all surrounding communities. Whether your accident happened on a Detroit freeway or a suburban street, our attorneys can help.
Get Help With Your Wayne County No-Fault Claim Today
If you're dealing with a denied or delayed PIP claim in Wayne County, don't wait to get legal help. Insurance companies often hope injured victims will give up or accept less than they deserve. The sooner you contact an attorney, the better your chances of recovering full benefits.
At Logeman & Iafrate, P.C., we offer free consultations and operate on a contingency-fee basis. Call us today at (734) 994-0200 or fill out our online contact form to schedule your free consultation. Let us handle the insurance company while you focus on healing.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
Frequently Asked Questions
Find answers to what matters most about your case and how we work.
What is Michigan's no-fault insurance and how does it apply in Wayne County?
Michigan's no-fault insurance requires all auto policies to include Personal Injury Protection (PIP) benefits. After a car accident anywhere in Michigan—including Wayne County—your own insurance pays for your medical care, lost wages, and replacement services regardless of who caused the crash. This system ensures prompt benefits without lengthy fault disputes, but insurance companies often use aggressive tactics to minimize payouts. Our attorneys help Wayne County residents enforce their rights and recover the benefits they're entitled to receive.
What PIP benefits am I entitled to after a Wayne County car accident?
PIP benefits typically include: (1) medical expenses for all reasonable and necessary treatment related to your injuries, (2) wage loss benefits up to 85% of gross income for up to three years, (3) replacement services for household tasks you can't perform, (4) attendant care if needed, (5) rehabilitation costs, and (6) mileage to medical appointments. Coverage levels depend on your specific policy—older policies may have unlimited medical benefits, while newer policies have chosen coverage limits.
How do I file a no-fault insurance claim in Wayne County?
Notify your insurance company as soon as possible after the accident—ideally within 24 to 48 hours. Most policies require written notice within 30 days. Complete the application for benefits your insurer provides, and submit supporting documentation including medical records, wage documentation, and receipts for replacement services. If your insurance company denies benefits or fails to pay promptly, you have the right to file a lawsuit. Our attorneys guide you through every step and protect your rights throughout the process.
What can I do if my insurance company denies my PIP claim?
If your insurance company has denied your PIP claim, you can challenge the denial through litigation. Michigan law requires insurers to pay valid PIP claims promptly, and they can be held liable for unpaid benefits plus attorney fees when denials are unreasonable. Common denial reasons—treatment disputes, pre-existing conditions, late notice—can often be successfully challenged with proper legal representation. Our attorneys have extensive experience fighting improper denials and recovering benefits.
When can I sue the at-fault driver in Wayne County for pain and suffering?
You can sue the at-fault driver for pain and suffering damages only if your injuries meet Michigan's serious impairment threshold—meaning your injuries have seriously impaired an important body function and affect your ability to lead a normal life, or you've suffered permanent serious disfigurement. This threshold is strictly enforced and contested by insurance companies. Our attorneys build strong evidence to meet this standard and pursue full compensation for pain and suffering damages.
Why should I hire an attorney for a Wayne County no-fault claim?
Insurance companies have teams of lawyers working to minimize your benefits. An experienced attorney levels the playing field by handling all communications, challenging improper denials, gathering supporting evidence, and litigating when necessary. Most PIP claims require legal expertise to navigate complex coverage rules and procedural requirements. Our attorneys handle no-fault claims on a contingency-fee basis—you pay nothing unless we recover benefits on your behalf.
Our record speaks to those we've helped in Michigan
Numbers that speak to our commitment to our Clients and our Community
Our track record reflects years of hard work and dedication to our clients' recovery.
Combined experience
60+
Years of trial work and case victories
Cases won
1,000+
Successful outcomes for injured clients
Compensation secured
$50M+
In damages recovered for our clients
Client satisfaction
4.9
Our rating on Google Reviews
Schedule a Free Case Review with a Lawyer
Don't face this alone. Let us review your case and show you what's possible. We never charge legal fees unless we recover damages on your behalf and the initial consultation is free as well. Reach out to us today.
Adrienne D. Logeman
Partner
James A. Iafrate
Partner
What Our Clients Say About Us
Cases won, lives changed, and we are happy to have helped each one of our clients.
If I could give them 100 stars I would!
"At the lowest point in my life they were there for me and got more than I expected. Mr. Logeman was amazing and Cheryl his assistant was so caring and professional. I would recommend them to anyone with a personal injury or accident. They went above and beyond for my son and I. I will forever be in their debt!"
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Vivian S.They did wonderfully in winning our case!
"We were referred for a personal injury motorcycle accident. We had no idea even where to begin, but the caring and professional team reassured us and took off a lot of stress. They did wonderfully in winning our case, and were always great at communicating where the case was at and what was needed. I would highly recommend and if we were to ever need their services again, I wouldn't think twice about calling them up."
Ashley B.I could not have asked for better representation!
"Adrienne Logeman is an exceptional auto injury attorney. Adrienne put me at ease and explained every step of the process. She was composed, professional, polite and extremely competent. The jury returned a unanimous verdict in our favor. I could not have asked for better representation and care. I am very thankful for her. An incredible experience."
Robert A.I truly believe you could not find a better firm to work with.
"Jim Iafrate and his staff are wonderful to work with, professional, compassionate, and do everything in their power when working on your case. I was always part of the process as communication was timely. Additionally, they know the law and will not be bullied by big insurance companies."
Joannie E.Jim was always available when we needed him to answer questions!
"Jim handled our case resulting from a very bad automobile accident. Both my husband and I were injured. He is very personable and efficient. He came to our home to get the details of the accident and continued to provide excellent handling of our case to the end when he reached an excellent settlement for us. We feel we became friends during this whole process."
Joan F.I cannot recommended them highly enough!
"I'm so grateful to Logeman & lafrate for taking care of my legal needs for my case. The entire staff are exceptional, professional, communicate well during the entire process."
D JuneBy far the best lawyer I've ever had!
"I had the pleasure of Jim Iafrate representing me. He was professional, had excellent communication skills and is trustworthy. He always kept me up-to date, was responsive and worked diligently. His abilities enabled us to settled my case in a timely manor. Thanks for your hard work Jim!"
Lana D.I can not say enough about this firm they continue to advocate for me!
"I was in 2 different catastrophic car accidents. Jim Iafrate has been my attorney for many years. I can say that without a doubt he is the best attorney in this field. Jim and his staff are professional and compassionate. I highly recommend him to anyone looking for a attorney that has been in a car accident. Jim will go above and beyond for his clients."
Debra Q.My wife and I strongly recommend this law firm and are grateful for all their efforts.
"The attorneys at Logeman,Iafrate and Logeman were absolutely fantastic and professional in handling our case from a severe automobile accident. They provided constant support and guidance in making sure all of our medical needs were met. The staff at this firm was so helpful in all aspects of the case and subsequent trial and settlement."
Vince G.I know that we can always trust their advice!
"I work with individuals that have suffered a brain injury because of an auto accident. This law practice has always been an amazing resource for them. They always put their clients first and I know that we can always trust their advice."
Courtney W.I would recommend James and his office to anyone!
"James and his team worked right beside our entire family during the whole process and even after. James was always available and fought hard to get my family what we deserved. He didn't back down and was uplifting through the entire process. Not only was I proud to have him as our lawyer, we were even prouder that we can now call him a friend."
Rob K.